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Your Insurance Agent: A Resource During The Coronavirus Outbreak
Posted: April 17, 2020
Your Insurance Agent: A Resource During The Coronavirus OutbreakWe are living through a time of great change, but thankfully, your local insurance agent is a resource for you. Insurance Policy Questions Your local agent, and the insurance companies in the USA, are here to help you through this challenging time. If you have financial concerns due to a furlough, lay-off, or your small business is closed with cash flow at a standstill, our...
Communities Coming Together During The COVID-19 Pandemic
Posted: April 14, 2020
Communities Coming Together During The COVID-19 PandemicThe best in human nature is revealed during trying times, and the COVID-19 pandemic is no exception. Throughout cities, towns, and rural communities in the USA, people are exhibiting the spirit of generosity every day, from a simple neighborly act to volunteers working long hours to provide vital services. Whether it’s ensuring an elderly neighbor is provided with food and supplies, providing support to local...
Will My HSA Expire If I Stop Contributing To It?
Posted: April 13, 2020
Will My HSA Expire If I Stop Contributing To It?A health savings account (HSA) is designed to stay with you for life, but you could lose it if you don’t use it. The following is information you may not know about your HSA, including how to keep it if you have stopped using it. What Is An HSA? HSAs were created to make medical expenses more affordable. They allow people with high-deductible health plans...
Traditional 401(k) Vs. Roth 401(k)
Posted: March 28, 2020
Traditional 401(k) Vs. Roth 401(k)The Roth 401(k) was introduced in 2006 and is becoming increasingly more common. The bigger the company, the more likely it is that employees will have the option of contributing to a Roth 401(k). Although the traditional 401(k) and the Roth 401(k) share some similarities, there are also major differences between the two. What Is A Roth 401(k)? A Roth 401(k) is a type of...
Should I Invest In A Fixed Annuity?
Posted: March 22, 2020
Should I Invest In A Fixed Annuity?Individuals who are semi-retired, about to retire, or already retired may choose fixed annuities to help stabilize their income from investments. Fixed annuities are insurance contracts. They offer the person who owns the annuity a set amount of income at regular intervals up to a specified point in time or a specified event, such as the annuity owner’s death. Investing in fixed annuities has both...