Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Choosing The Health Plan That Works Best For You
Posted: July 10, 2020
Choosing The Health Plan That Works Best For YouThere are so many factors to consider when choosing a health insurance plan! How high are the monthly premiums? How large is the deductible? What is the maximum you will have to pay out-of-pocket per year for covered medical expenses? How much is your copay for doctors’ and specialists’ visits? How much of the cost of prescription medications will the plan cover? You need answers... Read Article
Understanding The Major Types Of Life Insurance Plans
Posted: July 7, 2020
Understanding The Major Types Of Life Insurance PlansIf others are depending on you as a breadwinner, it only makes sense to have life insurance to protect your family. But shopping for a policy can be a complicated process. Several different types of life insurance are available, which means you have a variety of options from which to choose. Our experienced agent can help you find a life insurance policy that suits your... Read Article
How Early Should I Start Investing In My 401(k)?
Posted: June 28, 2020
How Early Should I Start Investing In My 401(k)?The sooner you start putting money into a 401(k), the better. If you are in your 20s or 30s, retirement may be low on your list of financial priorities. But if you start investing in your 401(k) now, your savings could grow tax-free for the next 30 to 40 years. Also, if your employer is offering matching funds and you fail to either opt into... Read Article
Will My Health Insurance Cover Cosmetic Procedures?
Posted: June 25, 2020
Will My Health Insurance Cover Cosmetic Procedures?Cosmetic procedures are performed to change, restore, or enhance appearance. Health insurance plans rarely pay for elective cosmetic procedures. However, they may cover plastic surgery if it is reconstructive and performed for medical, rather than cosmetic, reasons. When Does Health Insurance Cover Plastic Surgery? Whether your health insurance will pay for plastic surgery depends on the insurance company, the type of coverage you have, and... Read Article
Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection Insurance
Posted: June 22, 2020
Life Insurance Vs. Final Expense Insurance Vs. Mortgage Protection InsuranceLife insurance, final expense insurance, and mortgage protection insurance are all similar in certain ways. They all pay out in the event of the policyholder’s death and they all provide protection for surviving loved ones. Aside from that, they are different types of insurance policies that offer different types of protection. What Is Life Insurance? A life insurance policy is a contract with an insurance... Read Article